Fix and Flip Loans in Alabama.100% Purchase + Rehab Financing Available
Birmingham investor and loan consultant Jeremy Galloway helps you review the deal. Longhorn Investments provides lending and underwriting.
For eligible investors, up to 70% of ARV for flips, subject to Longhorn underwriting. Current fix-and-flip minimum credit guideline: 680. Closing costs and other borrower expenses may require cash.
Have a property under contract or evaluating one? Start with an initial deal review.
No property yet? Start the application for Longhorn review. Approval is not guaranteed.
Close in as few as 5 business days once documentation, appraisal, title, insurance, and underwriting requirements are satisfied. Actual timelines depend on the transaction. Longhorn reviews supporting borrower and property information. Ask which financial documents your program requires. Confirm early-payoff charges and any minimum-interest requirement in your loan documents. Review loan terms and borrower requirements.
Funding for Every Strategy
Whether you're flipping, holding, or bridging, I can help you explore Longhorn's asset-based financing for your investment project.
Fix & Flip Loans
100% purchase + approved rehab financing available for eligible deals, up to 70% of ARV and subject to Longhorn underwriting. Closing costs and other expenses are separate. 9-month term, interest-only payments, and an optional 3-month extension subject to lender approval and possible fees.
Review Fix & Flip Terms →
Bridge Loans
Short-term capital to acquire or reposition properties while you line up permanent financing. Minimize out-of-pocket costs and keep deals moving.
Discuss Your Bridge Deal →
Rental / BRRRR Loans
Discuss your rental investment strategy and exit plan with Jeremy. Acquisition financing and any future refinance require separate lender review. Availability depends on the property, location, and Longhorn's current program requirements. Refinancing is not guaranteed.
Discuss Your Rental Deal →
Local Knowledge. National Backing.
I'm a Birmingham-based investor, REALTOR®, and hard money loan consultant affiliated with Longhorn Investments. I bring local market knowledge; Longhorn handles lending and underwriting.
Actually Local
I live and invest in Birmingham. I know Ensley, East Lake, Woodlawn, Hoover, and every other submarket. When you call, you talk to someone who knows your deal's neighborhood.
Close in Days
Eligible transactions may close in as few as 5 business days once documentation, appraisal, title, insurance, and underwriting requirements are satisfied. Actual timelines depend on the transaction. I help you prepare the file and keep the process moving.
100% Financing
Longhorn can finance 100% of your purchase price and approved rehab budget on eligible projects, within the applicable ARV limit and subject to underwriting. Closing costs and other expenses may require borrower cash.
Sample Flip Loan Math
An illustrative purchase-and-rehab budget within the program's ARV limit. Longhorn determines the approved loan amount through underwriting.
Example Deal
Loan Fit
Jeremy Galloway
I'm a Birmingham-based REALTOR®, real estate investor, and hard money loan consultant affiliated with Longhorn Investments. I help Alabama investors evaluate opportunities, understand financing options, and work through the lending process.
When you work with me, you're not calling an 800 number and talking to someone in Texas who's never seen your neighborhood. You're talking to someone who's driven the street, understands the comps, and can tell you whether a deal pencils before you tie up your earnest money.
I help you review the numbers and prepare for the lending process. Longhorn makes the underwriting and approval decisions.
More About Jeremy →
Historical Funded Transactions
Selected historical Alabama investment-property transactions. After Repair Value (ARV) represents the estimated value used during loan underwriting and does not represent a guaranteed resale price or realized profit.
Purchase prices, estimated ARVs, and original transaction dates are shown for context. Renovation expenses, financing costs, carrying costs, selling expenses, and other transaction costs are not included.
Serving Investors Across Alabama
Jeremy works with Alabama investors. Loan availability depends on the property, location, and Longhorn's review. Send the address to confirm eligibility.
Ready to Fund Your Next Flip?
Have a property under contract or evaluating a purchase? Share the purchase price, rehab budget, and estimated ARV for an initial review. No obligation.